Charles H. Tuttle

Certified Residential Real Estate Appraiser with over 20 years of experience serving the Denver Metro area and Front Range communities.

Professional Experience

Certifications and Compliance

• Passed State Board Exam – Registered Residential Appraiser – 2003
• Registered Appraiser – 2004–2006
• Passed State Board Exam – Certified Residential – 2006
• Certified Residential Appraiser – 2006 – Present
• USPAP Compliant – 2002 – Present

Education and Continuing Professional Development

REI Armbrust Real Estate Institute

• Appraisal Principles and Techniques – November 2003
• Advanced House Knowledge I & II – October 2004
• Complex Properties – December 2005
• Brokers Associate Program – September 2007
• Appraising in a Down-Market – May 2008
• Market Conditions – 2009
• Residential Report Writing – 2010
• Advanced Contracts – 2011

McKissock

• FHA Handbook 4000.1 – 2017
• FHA Handbook 4000.1 – 2019
• Complex Properties – 2019

American Real Estate College

• Certified Residential Appraiser – October 2005
• Mortgage Fraud Seminar – 2006
• Brokers Associate Program – 2007
• Appraising in a Down-Market – 2008

Northern Colorado Real Estate Appraisers Association (NCREA) / Rocky Mountain Appraisers Association (RMAA)

Continuing Education Courses Attended (Selected):

• Appraising in a Declining Market – 2008
• FHA Update and the Review Process – 2008
• Transferable Development Rights – 2008
• HVCC – 2009
• Rural Water: Where It Comes From, How Good It Is, and Where It Goes – 2009
• E&O Insurance and the Appraiser's Risk in Doing Business – 2009
• Update on Enforcement Issues, the Appraisal Subcommittee Audit, and Other Matters of Interest – 2010
• Right of Way Takings: From Concept to Concrete – 2010
• The Good, Bad, and Ugly of AMCs – 2011
• The Uniform Appraisal Dataset, USPAP, and the Appraiser – 2011
• FHA Update on Appraisal Policies and Protocol – 2011
• Mortgage Fraud Awareness and Prevention – 2012
• Update on the Appraiser Regulatory Environment and Report Back on the ASC Audit – 2012
• Loss Prevention Seminar – 2012
• Regulatory Update and AQB Meeting Review / APB Collection/Verification of Sales Data Review – 2013
• Regulatory Environment of Colorado's Appraisal Community and Residential Appeal Process (a Legal Right for All Taxpayers) – 2013
• Real Estate Appraisal Liability Issues – 2013
• Appraising for Litigation and Expert Witness Testimony – 2013
• Valuation Considerations for Solar Photovoltaic – 2013
• Home Inspection and Real Estate Appraisal – 2014
• Liability Issues for Appraisers Performing Litigation and Other Non-Lending Work – 2014
• Fannie Mae Selling Guide Appraisals Requirements A & B – 2015
• Energy Efficiency and Contributory Value – 2015
• BOREA Investigations Update – Common Appraisal Issues – 2015
• 1004MC Case Studies/Application – 2015
• Safety and Inspection Issues for Brokers and Appraisers Entering Houses and Apartment Buildings – 2015
• FHA Appraisal Update – 2016
• Impact of Oil and Gas Development on Property Values – Weld County – 2016
• Appraisal Compliance and Risk Management – 2016
• Water Rights and Their Importance to Real Estate Appraisers and Brokers – 2016
• Modernizing Appraisals: A Regulatory Review and the Future of the Industry – 2017
• ReColorado/IRES Database Management – Afternoon with Division of Real Estate Investigators – 2017
• Banker Updates from AARO and FHFA Appraisal Industry Workshop – 2017
• State of the Industry & Banking Task Force Update – 2018
• FHA and the Appraisal Process – 2018
• Colorado Appraiser and Broker Professional Liability and Insurance Coverage – 2018
• Appraiser Using Judgement in Appraisal Practice – 2018
• Regulatory Update and Common Appraisal Issues – 2018
• Shared Insights from the Appraisers Trade Conference – 2019
• State of the Industry – 2019
• Matrix Update – 2020
• DORA Update and Questions from the Floor – 2020
• Advisory Opinion 37, Data & Technology – 2020
• Six Appraiser Lawsuits Filed During the Pandemic and the Lessons Learned – 2022
• ASC Updates – 2022
• FHA Appraisal Updates – 2022
• Appraisal Disputes, Reconsideration of Values, and Implicit Bias – 2022
• Valuation Expectations of the IRS – 2022
• Annual Update with Director Waters, and Market Analysis – Historical Review and Trends – 2022
• USPAP and the Cobra Effect – 2023
• Appraisals Through the Eye of a Lender – 2023
• Market Conditions and Beyond the 1004MC – 2023
• Data Tools for Unique and Complex Properties – 2023
• Real Property Assessment – 2023
• BOREA Update with Director Waters – 2023
• Objective Report Writing – 2024
• Appraising for FHA – 2024
• What's in Your Work File – 2024
• 2024 Appraisal Hot Topics – 2024
• Data Integrity & Opportunities in Tax Appeals – 2024
• State and National Regulatory Update – 2024
• Appraisers & Litigation – 2025
• Property Taxes: Past, Present, and Practice – 2025
• Leveraging the Role of Artificial Intelligence in the Future of Appraising – 2025
• The Impacts of Upzoning – 2025
• The Housing Economy in Transition: What Appraisers Need to Know – 2025
• National Appraisers Update – 2025